InvestorAid Retirement Number Calculator
How Many Properties Do You Need to Retire?
Enter three numbers to estimate the property portfolio you may need to reach your retirement income goal.
3 simple inputsInstant result
Your estimated retirement number
5Properties
To target $100,000 p.a. in today's dollars by age 60.
InvestorAid standard modelling assumptions
Properties Needed
5
Estimated minimum under this model
Portfolio Value
$0
Projected at retirement
Gross Rental Income
$0
Projected annual gross rent
Net Rental Income
$0
After Operating Costs and Interests
Retirement income check
20 years to retirement
This estimate uses a simplified version of InvestorAid's long-term retirement property modelling. The estimate applies the same standard property assumptions across the target portfolio and projects them to your selected retirement age. Net rental income is shown after vacancy, management and operating costs, before any retirement debt strategy and tax.
Property price$700,000
Starting rent$650 / week
Starting LVR80%
Capital growth5% p.a.
Rent growth3% p.a.
Interest rate6.5% p.a.
Vacancy2%
Management7.7%
Annual expenses$5,500
Expense growth3% p.a.
Loan term30 years P&I
Retirement inflation3% p.a.
You know the number. Now find out how to get there.
If you already own property, your actual gap may be very different. InvestorAid can map your current portfolio against your retirement target and identify the next practical steps.
This calculator is for general information and illustrative scenario modelling only. It does not constitute financial, taxation, legal, lending or investment advice. Results depend on assumptions and actual outcomes may differ materially. Seek independent professional advice before making financial or investment decisions.